Prompt: Achieve. What’s the thing you most want to achieve next year? How do you imagine you’ll feel when you get it? Free? Happy? Complete? Blissful? Write that feeling down. Then, brainstorm 10 things you can do, or 10 new thoughts you can think, in order to experience that feeling today.
This has an easy first answer: financial freedom and a new house. It doesn’t have to be new-new, of course; just our own.
The second part, of course, is the hard part! With TJ facing a layoff come the end of January, things won’t be as easy as we’d planned. Still, we’re gradually paying things off and moving toward having less debt, and I remain optimistic that we can achieve this if we stick to it. Here are 10 things we can do (funny how in my last post I just wanted to do a 10 item list!).
10. Start a savings account. Done!
9. Like A said, “Pay yourselves first, even if it’s just $25!”
8. Continually pay stuff off, even if it’s not whole payments at a time. As long as we’re making progress we’re moving in the right direction.
6. Put all extra funds in savings. Every time we want to order out, deposit $30 or $40 into savings instead and eat noodles!
5. Reward ourselves. Since we’ll miss the takeout, maybe we could have an extra date night to just snuggle and watch movies, or give each other an extra “Me Night” to do what we want to do (tinker, journal, draw, etc.).
4. Pay bills as they come in. This isn’t always possible but when it is, do it. (We did this easily back when little bit was a baby and I had a salary job.)
3. Stick to our handle-it-once rule. As paper comes in, handle it only one time to keep stress and clutter down.
2. Do some feng shui and visualization. Even if it seems wacky, we know it puts our minds in the right place and our thoughts on the goal.
1. Stick to the budget and to the schedule (mainly, my writing schedule). Keep at least one day off each week to avoid burnout while still working hard the rest of the week.